Services

Checking/Savings Accounts

Share Draft Checking Services

• No minimum balance, $0 to open and unlimited check writing.
• No monthly service charges.
• Several check designs to choose from.
• All duplicate style checks.

Member Choice Share Draft Account ($6/Month)

• Accounts provides free personalized checks and Visa debit card (Visa debit card subject to approval).
• Account includes a free $10,000 accidental death and dismemberment policy.
• Credit card protection.
• You also receive discounts on theme parks, hotels, car rentals, and grocery coupon savings.

Savings Services-Regular Savings

• Current Rates
• Only $25 required to open.
• You can withdraw twice a month without penalty.
• Minimum balance of $100 to earn dividends.

Christmas Club

• Balance available Nov. 1 of every year.
• $3.00 penalty for early withdrawal.

Vacation Club

• Balance available June 1 of every year.
• $3.00 penalty for early withdrawal.

Share Certificate

• Current Rates
• Minimum of $1,000 is needed to open.
• Term from 6 months to 24 months.
• Subject to early withdrawal penalty.

Individual Retirement Accounts (IRA)

• Current Rates
• No Minimum balance is required.
• You can choose among traditional, Roth, or Educational IRA accounts.