1107 Mineral Wells
Paris, TN 38242
Phone: (731) 644-9031
Toll Free: (800) 428-5004 ¤ Fax: (731) 642-4631
Virtual Branch
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Lending Services
Loan Rates

New, Current, & Previous Year Auto Loans

Rates starting at 3.90% 

 

Loans Secured by Collateral That is Less Than Seven Years Old

Rates starting at 7.00%

Mortgage Rate
Current Rate: quote% APR

Home Equity Line of Credit
Variable Rate, Currently: 5.00% APR

Visa Cards
Variable Rate, Currently: 12.00% APR

Unsecured Loans 

 Rates starting at 9.00% APR

Shared Secured Loans
Variable: 3.75% APR

Vacation Loans / Christmas Loans
Up to 12 months: starting at 9.00% APR

APR = Annual Percentage Rate

RATES ARE BASED ON CREDIT SCORE/BEACON SCORE
RATES ARE SUBJECT TO CHANGE

Account Rates

IRA
Current Rate: 2.27% APY

Share Certificates
6 months: 1.10% APY
12 months: 1.31% APY
24 months: 1.76% APY

13 months: 1.51% APY
Early withdrawl penalty.

Share Accounts
$100 - $2,999:       .25% APY
$3,000 - $9,999:    .35% APY
$10,000- $19,999: .40% APY

$20,000-$39,999:   .50% APY

$40,000 and over     60% APY

 

APY = Annual Percentage Yield
Rates are subject to change.



Business Hours
Monday 8:00-4:30
Tuesday 8:00-4:30
Wednesday 9:00-4:30
Thursday 8:00-4:30
Friday 8:00-5:00